Fewer Sheriff’s Deeds 5th Straight Month in Ann Arbor Real Estate Market

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www.HomeSearchAnnArbor.com Kathy Toth and Team| 734.426.6669|, Ann Arbor Market Center Keller Williams  2144 S. State St Ann Arbor, MI 48104

The Ann Arbor Real Estate Market is once again down in the number of Reported Sheriff’s Deeds recorded for the 5th straight month.  Year-to-Date we are down 25.85% comparing the first half of the year reports to last year.  When we compare June 2011 to June 2012 sheriff’s deeds are down in Washtenaw County 17.95%.  This is excellent news.  And comparing just the Month of June over the past 11 years we would have to go all the way back to June of 2006 to find a lower number of reported sheriff’s deeds recorded in Washtenaw County.  All good signs in the Ann Arbor Real Estate Market.

Buyers will start to notice fewer and fewer Bank Owned properties coming on the market in months ahead with these leading indicators in the Ann Arbor Real Estate Market.  While interest rates are still at all time lows there is no better time to purchase your new home.  To search for all listed properties just check out HomeSearchAnnArbor.com.  Don’t sit on the fence in this market, why rent when you can own.

Ann Arbor Area Market StatsSellers – the market is hot right now.  Many properties are receiving multiple offers.  If you are interested in knowing what your home is worth just contact us for your personal comparative market analysis (CMA).  To get your Ann Arbor Area Market Stats for Ann Arbor, Chelsea, Dexter and Saline click the brochure to the right and have the report emailed directly to your inbox. Want to know WHAT IS MY HOME WORTH?

An updated table showing monthly Sheriff’s Deeds recorded for January 2002 through June, 2012 is presented below.

June Sheriff's Deeds Reported Down for the 5th Straight Month

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Washtenaw County Recorded Sheriff Deeds Down 4 Consecutive Months in Ann Arbor Area

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Find Foreclosures in Washtenaw County| 734-669-0337

Recorded Sheriff’s Deeds are down for the 4th straight month in a row in Ann Arbor and throughout the entire Washtenaw County area.  The monthly recorded sheriff deeds have dropped compared to last year’s monthly totals showing May 2012 at 68 and May 2011 at 84.  January through May of  2011 compared to the same months of 2012  are showing a 27.06% drop in the number of Sheriff Deeds Recorded.  For the last lowest May recorded total we would have to go all the way back to 2006 when there were 53 recordings for the month of May.  These statistics are very encouraging.

Buyers that are purchasing inventory are still very happy with the Mortgage Interest Rates remaining low.  Great market for 1st time home buyers. Why rent when you can buy with interest rates low, many times your mortgage payment will be less than your rental payment.  Homeowners know that with a fixed rate mortgage their monthly principal and interest payment will stay the same for the life of the loan.

Sellers – inventory is low right now and, therefore, many more buyers will be taking advantage of new listings that come onto the market.  On some listings we are receiving multiple offers.  Give us a call today and let us assist you with the necessary tools to get your home sold.

The following report has been provided by Lawrence Kestenbaum, Washtenaw County’s Clerk and Register of Deeds

Click here to search all Ann Arbor area Michigan homes and condos with pictures and tours – FREE!

Kathy Toth and Team www.KathyToth.com Ann Arbor Market Center Keller Williams Realty

 

Washtenaw County Sheriff’s Sales Down in Ann Arbor and Surrounding Area

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Incredible news –  for the  3rd month in a row we have had a drop in the number of recorded Sheriff Deeds in Washtenaw County.  April 2011 compared to this year April 2012 we are down 36.5%.  Yearly totals for the 1st 4 months of 2011 compared to the 1st 4 months of 2012 we are down 28.64% from last year.  2012 is certainly showing improved signs of stabilization with a total of 122 fewer recorded sheriff’s deeds compared to last year at this time.

Sellers – it is time to list your home.  Property inventory is down and buyers are writing offers.  Very important to price your home to sell at a competitive price point to attract buyers.  Keep in mind that the sale of your home will also depend on an appraisal.

Looking for foreclosure deals?

Buyers – keep up with new and current listings.  Use our free property search at HomeSearchAnnArbor.com.  Have new listings sent directly to your inbox.  You can determine your own search criteria.

The chart below has been provided by Washtenaw County Clerk and Register of Deeds.

Use our detailed  home search engine to  Search homes in Ann Arbor and the surrounding area.

Kathy Toth and Team |  Keller Williams Realty  |  734.669.0337

Missing Mortgage Payments? You have options in Ann Arbor

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Take action now to turn it around in 2012

Recent economic upheaval has taken a hefty toll. Looking forward to 2012, it’s impossible to know what’s next and the kind of an impact that an upturn or a downturn at the national level stands to have on your family’s finances.

Regardless of what happens in Washington or on Wall Street, two things are very clear: you are not alone and now is the time to prepare for a new normal.

With a national epidemic of unemployment or underemployment, and 25 percent of the homeowners in the country owing more on their home than they could net for it in today’s market, homeownership for many has become a financial liability. Not being able to make payments on a home that you can’t afford to sell feels like an awful trap, but the fact is, there are solutions—and foreclosing on your mortgage is not one of them.

Loan modification is an option for many and banks are increasingly willing to negotiate short sales. In many cases, they’re offering sizable financial incentives to help financially strapped homeowners to get a fresh start on their lives.

As  a real estate professional who has achieved the Certified Distressed Property Expert (CDPE) designation, it is our mission to give homeowners the gift of a fresh start.

Contact us TODAY and let’s get started: www.AnnArborShortSale.com.

Short Sale Explained in Video: Is Ann Arbor Area Short Sale for You?

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Many home owners in Washtenaw County are finding it impossible to make the mortgage payments after dipping into all of their savings.  Please look at options before heading into foreclosure.

Here is a quick video explaining one of the options – a short sale.

If you have talked to your lender, and even your attorney, then you should know about some choices.  If you are looking for Ann Arbor Area Certified Distressed Property Experts with short sale experience, call our Ann Arbor Real Estate Eperts to discuss what is best for  you:  www.AnnArborShortSale.com.  Kathy Toth has co authored a book titled Should I Short Sale My House?

Was this short sale video helpful?

 

 

Kathy Toth and Team of Keller Williams Realty Urges Delinquent Borrowers to Seek Alternatives to Foreclosure!

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FOR IMMEDIATE RELEASE:
CONTACT:
Contact Person: Kathy Toth
Company Name: Kathy Toth & Team of Keller Williams Realty
Voice Phone Number: 734-426-6669
Email Address: [email protected]
Website URL: www.KathyToth.com

Kathy Toth and Team of Keller Williams Realty Urges Delinquent Borrowers to Seek Alternatives to Foreclosure

For the 6.3 million homeowners in the United States who are burdened by the stress of being behind on their mortgage payments, the holidays represent a particularly stressful time, observed Toth of Keller Williams Ann Arbor Market Center.

Noting that the fear of foreclosure tends to cause many homeowners to go into denial or become frozen into inaction, Toth has launched a campaign at the outset of the holiday season to remind homeowners that they are not alone.  A Certified Distressed Property Expert (CDPE), Kathy Toth is tapped into foreclosure avoidance alternatives, is adept in negotiating with major banks. In addition Toth is on top of the full range of schemes that scam artists have come up with to take advantage of homeowners who are in search of solutions to an impending foreclosure.

“For financially strapped homeowners, the gift of a fresh start could be the greatest gift that they could offer their family in the New Year,” Toth said.

“Contrary to popular belief,” Toth said, “banks truly do not want to foreclose on your home and add another property to their balance sheets.” And even though more and better foreclosure options are available now than ever before, the distressed properties landscape is complicated and full of pitfalls. The most important step that a homeowner can take toward finding a solution is aligning themselves with trained professional who have the expertise and the commitment to help, like her distressed home owner division.

For a copy of the free report, “Mortgage Payments Weighing You Down,” that Toth has prepared to provide distressed property owners with an overview of their options and what they need to watch out for, go to www.AnnArborShortSale.com.

For more information about the CDPE Designation, visit www.CDPE.com.
Kathy Toth of Keller Williams has been serving the Ann Arbor Area real estate market since 1989 and works with a team of professionals, ranked among the top one percent of REALTORS nationally. To experience their website and to learn more about the team, please visit www.KathyToth.com, email [email protected], or stop into their office at 3134 Baker Road, Dexter, Michigan.

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Facing Foreclosure in Ann Arbor Area?

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IMPORTANT – If You Know Anyone Facing Foreclosure, Please Make Sure They Read This!

Ok… so here comes the Big “SECRET.” Are you Ready for it?

It’s earth SHATTERING! – It’s going to ROCK your world… You’ll never look at homeownership, or the “American Dream” The Same Way Again.

THE HUGE “SECRET” IS:


The BIG BANKS COULD REALLY CARE LESS ABOUT WHETHER YOU PAY YOUR MORTGAGE THIS MONTH.

Because you… and your home… and your life.

Are just a BUSINESS TRANSACTION TO THEM!

 

Do You Understand What This Means?

 

This means that all that worrying you’re doing. About how you’re going to pay next month’s mortgage. Or about how you might not be “holding up your end of the deal.”

About how you have to “do the right thing…”

You Can Let Go Of All That — RIGHT NOW!

You can stop fighting with your spouse about money.

Stop losing sleep.

Stop fighting a losing battle…

 

And YOU CAN CHOOSE To GET SMART

 

Here’s the thing.  There’s a legal document associated with your mortgage. You pretty much know what it says, right?

It says if you don’t pay your mortgage, the bank can foreclose on you. They can take legal action.

And force you to leave….

But guess what.

IT’S GOING TO Take Them a LONG Time!

 

You see?

The guys who are sending you those letters. And calling you. And telling you that you’re behind on your mortgage payments. They don’t know you. They don’t care about you. And you are not going to hurt them if you just ignore them.

Have you ever really thought about what’s going to happen if you just stop paying? How it’s probably going to take them at least 6 months to force you to move unless you have vacated the house.

How they can’t just show up and kick you to the curb. And they have to give you fair warning… advance notice… that you have to move.

Which means …

You Have Time To Prepare

 

So really there’s no rush. No need to panic. You can take your time… and get a little “Strategic” about your situation.

You can stay in control.

If you or someone you love is facing foreclosure — and if you’re thinking about trying to “tough” it out.

Just ask yourself: Who am I doing this for?

For some big bank who just sees me as a business transaction? For myself, because I signed a document that said I would pay?

For my family? Because I care what the neighbors think? Because I’m proud?

No no no…  Think about it…

You signed a document that said if you don’t pay, they can eventually — (after they go through a whole bunch of legal steps) — force you to leave your home.

So the Reality of Your Situation Is

 

The reality of your situation is that you probably have 3,6,9 months maybe even a year or more to get ready for where you’re going to live next. If you have 3 or more acres, you have 12 months.

You have time to SAVE that money you would usually pay for your mortgage.

To squirrel it away. To build up a nest egg.

So when the BIG DUMB BANK finally gets around to kicking you out…You have the cash you need to find a suitable rental.

A Place to live with a monthly payment that’s a little less above your means.

A place and a monthly payment that can give you and your family a fresh start…

A happy home – instead of one where there’s a whole bunch of stress over how you’re going to make those “TOO BIG TO FAIL” banks happy…

Come on.

 

Really… who’s more important?

 

You… Or them?

And besides, they’ll be all right anyway right — after all, it’s their fault you can’t just sell your house and get out of this mess.

And NOT ONE of them has gone to Jail For It!


We Understand You Might Love Your Home

 

Sure. That’s fair. You like where you live. You love your home….

And you might be thinking you want to tough it out and stay because after all… it’s your home.

We get that.

But is hanging on to that dream really worth all the stress? All the damage it’s doing to your mindset, and your health when you can’t get a good nights sleep?

No… it’s not worth it. If you really think about it… It’s not worth it…

And If You’re Worried About Your Credit Score

 

Don’t!

It’s  ”Credit” that got us all into this mess! Kicking the can down the road. Thinking “we’ll pay for it later…”

That’s the big problem here. You need to realize that you don’t need credit!

Won’t it feel good to just live within your means. Spend what you actually have, and nothing more. Become part of the solution instead of part of the problem?

Maybe save a few bucks where you can… or rent a movie instead of going to the theater?

Stop letting those big dumb banks win again by charging you crazy interest rates on your own money?

(Yeah. Can you believe it? They’ve been taking your hard earned money — the tax money you give the government — that the government gave to them — They’re taking that an lending it back to you… and charging you interest! )

Anyway…

We took the time to write this because we hope that this letter will help a few good people be a little happier, and a little less stressed out…

And because if more people get this message, perhaps it’ll force the Banks — and the Government to finally fail enough that they have to start doing the right  thing.

Because when the people who poisoned this whole system are forced to fail won’t things be better for all of us?

Think about it.

Can you see how not paying your mortgage this month might actually be your Patriotic Duty?

If you Have Any Questions About This Strategy…

 

Thanks for reading this letter. We understand that what we talked about here might be a little new for you.

And you might not fully grasp all the technical and legal issues attached to what we’re suggesting.  That’s ok.

Feel free to contact an attorney or just email us [email protected].  We will contact you shortly.

Washtenaw County November Foreclosure Report Looking Optimistic Heading Into Year End

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Washtenaw County’s year-to-date foreclosures are down compared to last year at this same time.  This November news sets a very optimistic tone heading into the final month of December, 2011.

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Press Release

According to Lawrence Kestenbaum, Washtenaw County’s Clerk and Register of Deeds, 82 Sheriff’s Deeds were recorded by Washtenaw County’s Register of Deeds office this November.

“In 2011 to date we have recorded a total of 1,046 Sheriff’s Deeds, compared to 1,072 in 2009 and 1,337 in 2010.  This year’s total to date is 78.2 percent of last year’s total to date, and continues as the lowest annual count we’ve recorded since 2007.”

 An updated table showing monthly recording for 2002 through November, 2011 is presented below.

 Sheriff Deeds Recorded by Month, January 2002 through November 2011

Source:  Washtenaw County Clerk and Register of Deeds

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If you’re looking to start your Ann Arbor foreclosure property search, feel free to contact us!  We can answer any questions you may have on finding and buying the right foreclosure property for your needs!

Click here to search all Ann Arbor area Michigan homes and condos with pictures and tours – FREE!

 Kathy Toth & Team | www.KathyToth.com
| Keller Williams Realty

Foreclosures Down as Good News Continues in Washtenaw County, MI

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Press Release

Washtenaw County’s recorded foreclosures are down more than 23 percent from last year.

According to Lawrence Kestenbaum, Washtenaw County’s Clerk and Register of Deeds, 79 Sheriff’s Deeds were recorded by Washtenaw County’s Register of Deeds office this October.

“In 2011 to date we have recorded a total of 964 Sheriff’s Deeds, compared to 979 and 1,256 in 2009 and 2010, respectively. This year’s total to date is 76.8 percent of last year’s total to date, and continues as the lowest annual count we’ve recorded since 2007.”

An updated table showing monthly recording for 2002 through October, 2011 is presented below.

Click here to find the best foreclosure deals!

 

Foreclosures Down in Washtenaw County, Michigan – September Report

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Press Release

 Washtenaw County’s recorded foreclosures are down more than 20 percent from last year.

 According to Lawrence Kestenbaum, Washtenaw County’s Clerk and Register of Deeds, 94 Sheriff’s Deeds were recorded by Washtenaw County’s Register of Deeds office this September.

“In 2011 to date we have recorded a total of 885 Sheriff’s Deeds, compared to 890 and 1,122 in 2009 and 2010, respectively.  This year’s total to date is 78.9 percent of last year’s total to date, and continues as the  lowest we’ve recorded since 2007.

So far this year our count of recorded foreclosures is more than 20 percent below our count for the same months of 2010.”

An updated table showing monthly recording for 2002 through September, 2011 is presented below.

Source:  Washtenaw County Clerk and Register of Deeds

If you’re looking to start your Ann Arbor foreclosure property search, feel free to contact us!  We can answer any questions you may have on finding and buying the right foreclosure property for your needs!