What Is a Personal Liability Umbrella Insurance Policy?

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Today I have Chris Monaghan with me, my insurance expert from the Monaghan Insurance Agency, and he’s going to be speaking about an important policy that you might want to consider if you have not done so already.

So, what exactly is personal umbrella insurance?

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This is a policy that adds additional protection over your home, auto, and other insurance policies. Let’s say you have $500,000 in liability on your home, and you also have a $1 million liability umbrella. You would then actually have $1.5 million of protection on your property.

Considering what you have at risk, an umbrella protection plan is an inexpensive way to protect your assets. These policies are often less than $150 per year.

In order to purchase umbrella insurance you only need to speak with your current agent, as they can set up the policy pretty easily if you already have something in place.

If you have any questions about this issue, you can click the link above. As always, if you have questions or concerns about real estate in Ann Arbor, please don’t hesitate to contact me!

Are Homes Near Starbucks Really Worth More?

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Do you smell that? It’s the wafting aroma of a freshly brewed cup of coffee. This is perfect for talking about today’s topic, “The Starbucks Effect.”3 Starbucks has many benefits to homeowners whether you drink coffee or not.

Research, conducted by Zillow, suggests that having a Starbucks near your home may increase its value. They found that homes within a quarter mile of a Starbucks increased in value by 97% from 1997-2014, compared to just 65% appreciation for those homes not located near a Starbucks. 7.22

Some builders say that they see a new Starbucks as a sign of promise and an area where they should start building. So is this a chicken or the egg effect? We’re not sure, but we can say that the newest Starbucks in Ann Arbor just opened south of 94th. Before we go, we’d like to also give you a quick market update on the area. 

In Ann Arbor, single-family home sales are up 28% from last year, and condo sales are also up by 12%. As for home prices, they are up another 7% this year, and have risen to levels above our peak prices in 2000. Ann Arbor is a great market right now and it appears it won’t slow down anytime soon.

If you want to take advantage of these wonderful conditions, send me an email or give me a call. I would love to help out and answer any questions you may have.

Ann Arbor Area Real Estate for Sale: 8669 Pebble Creek Drive, Pinckney, MI

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8669 Pebble Creek Drive

Bedrooms: 5 Bathrooms: 3.5

Square Feet: 2,330

See Virtual Tour for 8669 Pebble Creek Drive

This well maintained and move-in condition home is located in the highly desireable West Point Woods Subdivision. This home has it all! 5 bedrooms, center island kitchen, gorgeous great room and professional landscaping. You will just love the covered front porch and lovely treed setting. Upon entering the soaring windows and cathedral ceiling in the great room will amaze you, while the custom stone fireplace will warm your heart. The bamboo hardwood flooring found throughout the home is a big end feature as well. The open kitchen is connected to the great room, has plenty of cabinetry and a center island with breakfast bar. A dining area in the kitchen is a convenience, and has access to the deck which lets you enjoy the beautiful distant view of trees, water and golf course. A wonderful gathering and entertaining space. This home also includes a large formal dining room, with plenty of natural light and crown molding. The first floor master suite has a large walk-in closet and en-suite bath. The master bathroom features a corner spa tub, dual sinks and separate shower. A true luxury! A powder room completes the first floor.

Upstairs there are 3 large bedrooms, each featuring ceiling fan lighting and wall-to-wall carpeting. These rooms share a main full bathroom. There is tons of space in this home with a finished walkout lower level. A family room with pellet wood stove and study. An additional large bedroom along with a full bath.  Access to the outdoors leads to a stamped concrete patio. This home has beautiful finishes, is crisp and clean, showing pride of ownership. Just turn a key and move in. So make an appointment to see this Ann Arbor area real estate and you will be glad you did!

Additional ANN ARBOR AREA REAL ESTATE Listings

13640 Rainbow Drive

5621 Nature Court

Toth Team, Worldwide Network

Your Ann Arbor Real Estate Experts

Keller Williams Realty

View Our Listings

Like us on Facebook

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Kathy Toth and Team are Washtenaw County, Michigan real estate experts who will guide home buyers and sellers through the entire real estate process. Our extensive knowledge of Washtenaw County areas, combined with decades of expertise in the local real estate market is extremely valuable to helping you achieve your goals. For quality service and personal attention during your real estate transaction, contact Kathy Toth and Team for all your home buying and selling needs.

We want to be your real estate agents!

 

Dexter Real Estate for Sale: 8120 Gingko Way, Dexter, MI

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Bedrooms: 3 Bathrooms: 2.5

Square Feet: 2,052

See Virtual Tour for 8120 Gingko Way

The Ludington is the perfect place to call home, as it offers plenty of space and features that give you peace-of-mind like and attached 2-car attached garage and full basement. On the first floor, a large center island kitchen with hardwood flooring, pantry, and an eating area open to a welcoming family room. A powder room and a flex room could be used for a formal dining room, study or living room. The upstairs living level feature 3 bedrooms including a master bedroom with expansive walk-in closet and private bath.The second level also includes 2 additional large bedrooms along with a second floor laundry, study loft and another full bath. The basement has an egress window and that can be finished for extra square footage. Home comes with all appliances including washer and dryer. This home is nicely landscaped and has a sprinkler system. Thornton Farms is a spacious neighborhood of modern homes in a family friendly setting. It features a community swimming pool. 13 month Home Warranty! This is one of the finest places to call home in the Dexter real estate market.

For more information about Dexter’s Thornton Farms Subdivision click here!

Additional DEXTER Listings

4889 Birch Lane

9949 Huron Creek Drive

Toth Team, Worldwide Network

Your Ann Arbor Real Estate Experts

Keller Williams Realty

View Our Listings

Like us on Facebook

Follow us on Twitter

Kathy Toth and Team are Washtenaw County, Michigan real estate experts who will guide home buyers and sellers through the entire real estate process. Our extensive knowledge of Washtenaw County areas, combined with decades of expertise in the local real estate market is extremely valuable to helping you achieve your goals. For quality service and personal attention during your real estate transaction, contact Kathy Toth and Team for all your home buying and selling needs.

We want to be your real estate agents!

 

OUT OF TOWN/LOCAL BUYERS – DO YOU NEED HELP INVESTING OR BUYING A HOME? THE TOTH TEAM WELCOMES YOU!

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So let me guess…you’ve heard hundred of unbelievable stories about the gorgeous State of Michigan but you’re not quite sure where to start looking for adownload home yet, am I right? Well you’ve found the place to be! The Toth Team is here to use our diverse resources and assets to help YOU find the home that you deserve. Your needs are just as important as ours and we want you to feel comfortable and secure in your new home. We will do anything it takes to find you the right home in the right area. Change is not easy, so take a deep breath and relax because you are now in the best hands possible!

Ann Arbor, Michigan is home to the University of Michigan! We are proud to cheer on our Football Team in Ann Arbor’s brand new stadium! There is no place quite like Ann Arbor on a fall Saturday afternoon when the leaves on the trees are a breathtaking mixture of gold, orange, red and yellow and every house on the block is hosting a welcoming tailgate party before the football game. Michigan’s Stadium symbolizes pride for locals and we would like you to join in on the action! We have sold homes to many local and foreign investors who are interested in living near the University of Michigan and they are thrilled with their new homes, and we know you will be too!

TUM_Night_Game-thumb-590x391-111818he Toth Team has mapped out every square inch of this town and we are experts at this field! The market is hot and you don’t want to miss out – this is the time and place to buy! We are willing to market your home in native languages globally and go the extra mile that other agencies will not. Foreign investment in the US residential real estate market have grown 35% in the last year to more than 92.2 billion dollars, and we want you to get a piece of that pie! The Toth Team takes ADVANTAGE of global marketing for our listings. This is important to get your listing maximum exposure worldwide.

Michigan is full of opportunities and with that comes growth! The Toth Team is continuing to grow and improve daily with new technology and effective test methods. We want you to make your own memories here in Ann Arbor, with us! Kathy Toth and Team works hard with Keller Williams Realty to provide homes and excellent customer service you won’t find anywhere else!

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Remember, we can assist with all your Ann Arbor Area Real Estate needs. Contact us today so we can help you find the home of your dreams!

For your current and the most comprehensive Ann Arbor Area Real Estate market information including absorption rates for Ann Arbor, Chelsea, Dexter and Saline click here.  Keep up-to-date on your local neighborhood and have the report sent directly to your email inbox.

Call the Ann Arbor Real Estate Experts at (734) 426-6669.  We are here to help you achieve your Ann Arbor, Chelsea, Dexter, and Saline Real Estate goals.

 

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Kathy Toth and Team, Keller Williams Realty

Written by Kathy Toth

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ANN ARBOR PF CHANG’S

urlAfter a long day of shopping at Briarwood Mall or exploring Downtown, Ann Arbor and enjoying Michigan’s beautiful summer weather,  I am sure you will want to end your day with a memorable dining experience! My favorite restaurant in Ann Arbor for Authentic Chinese Cuisine is PF Chang’s! located right outside of Briarwood Mall in Ann Arbor, Michigan. I was shocked at how many different small plates I could order! I was accustom to the traditional dining experience but PF Chang’s certainly changes up the pace! I order the Lettuce Wraps & The Ahi Tuna Appetizer and they are both one of a kind! PF Chang’s is committed to bringing something new to their guests tables. They want to create relationships with their customers and serve meals that are not forgotten. The new Ann Arbor restaurant opened in December of 2014 and has been a success ever since. PF Chang’s encourages their guests to to try new dishes and share the tasty flavors in a community dining style! The horse symbolizes the original forbidden city of china, which was built for China’s first emperor Qin shi huangdi. The horses were protection/security for the locals.

Pf Chang

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The Ann Arbor location is the seventh PF Chang’s to open in the state of Michigan – Wow are they expanding quickly! I am thrilled to see this company thrive due to their hard work; they deserve to be rewarded. PF Chang’s hours are Sunday – Thursday 11AM-10PM and Friday – Saturday 11AM-11PM. Happy Hour is between 3PM-7PM and is offered at the bar or patio at several of their locations. The restaurant has a comfortable atmosphere that invites people of all ages to come and celebrate their favorite moments with PF Chang’s! They are simply outstanding with their meal presentations. When I was there every dish that passed my eye caught my attention! Go to PF Chang’s unnamed-1Rewards to read about how you can become a member and receive exclusive invites, redeem special birthday gifts, & many more delicious rewards!

PF Chang’s is one of only a few other sit down restaurants in/near Briarwood Mall. The place is typically packed full of people during dinner hours (6-7PM) and without a reservation you may be waiting for a table! Fortunately, PF Chang’s is current with their systems and allows their guest access to book reservations via internet or telephone at anytime of the day. This gives folks the opportunity for last minute scheduling and easy reservation options!

Go check out all that PF Chang’s offers and take advantage of the day!unnamed

 

 

 

Additional Information Below..

Address: 720 Briarwood Circle, Ann Arbor, Michigan 48108

Phone Number: (734)- 780- 3900

Hours: Sunday- Thursday 11AM-10PM & Friday- Saturday 11AM-11PM

PF CHANG’S WEBSITE

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For your current and the most comprehensive Ann Arbor Area Real Estate market information including absorption rates for Ann Arbor, Chelsea, Dexter and Saline click here.  Keep up-to-date on your local neighborhood and have the report sent directly to your email inbox.

Search homes in Ann Arbor and the surrounding Washtenaw County area and call us as we often know about properties before they are listed.  Search here to find foreclosure deals in the area.

Call the Ann Arbor Real Estate Experts at (734) 426-6669.  We are here to help you achieve your Ann Arbor, Chelsea, Dexter, and Saline Real Estate goals.

Kathy Toth and Team, Keller Williams Realty

Written by Kathy TothVisit Website

Ann Arbor Real Estate for Sale: 1601 S. Maple Road, Ann Arbor, MI

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1601 S. Maple Road

Bedrooms: 3 Bathrooms: 1

Square Feet: 1,274

See Virtual Tour for 1601 S. Maple Road

This is a nice ranch home on over one half acre with woods and privacy. The perennial garden lined walkway welcomes you in. A lovely front patio would be a great place to spend time reading or relaxing. The living room has hardwood flooring and is open to the kitchen and dining area. The kitchen features a breakfast bar and has plenty of cabinetry and counter space. Three bedrooms are all ample in size. A study in the center of the home could be turned into an additional bath or part of a master suite. A sunroom on the back of the home is currently used as a laundry room, but could be a nice sitting area too. A separate 2.5 car garage is perfect for storage and vehicles. Outside enjoy a large back yard and a potting shed. This home is full of updates including: newer windows, roof, siding, insulation, furnace and water heater. A 13 month Home Warranty of America is being offered at closing. Come see this Ann Arbor real estate charmer today!

Additional ANN ARBOR AREA REAL ESTATE Listings

15845 W. M-36

8403 Parkridge

Toth Team, Worldwide Network

Your Ann Arbor Real Estate Experts

Keller Williams Realty

View Our Listings

Like us on Facebook

Follow us on Twitter

Kathy Toth and Team are Washtenaw County, Michigan real estate experts who will guide home buyers and sellers through the entire real estate process. Our extensive knowledge of Washtenaw County areas, combined with decades of expertise in the local real estate market is extremely valuable to helping you achieve your goals. For quality service and personal attention during your real estate transaction, contact Kathy Toth and Team for all your home buying and selling needs.

We want to be your real estate agents!

 

Ann Arbor Area Real Estate for Sale: 15845 W. M-36, Pinckney, MI

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15845 W. M-36

Bedrooms: 4 Bathrooms: 2.5

Square Feet: 2,548

See Virtual Tour for 15845 W. M-36


This is classic country with-in minutes of everything! only 30 minutes to Ann Arbor, Brighton or Jackson! This four bedroom home is on 1.5 acres that backs up to beautiful woods. The wrap around covered porch is inviting and the interior is the definition of home. With a stylish color palette and lots of amenities you will be proud to live here. A two story entry, great room and dining room set the mood for this wonderful home. The kitchen has tons of maple cabinetry, tile flooring, double ovens, gas cook top and a center island with prep sink! You will be a thrilled to prepare meals here. A breakfast nook is adjacent to the kitchen and over looks the back yard. The first floor master suite has private access to the back deck, and two large walk-in closets. With an en suite bathroom, privacy is yours, double sinks and tile flooring are also wonderful features. Three additional bedrooms, upstairs provides options for a guest room, home office or craft area. These bedrooms share a second full bathroom.

With both front and back full length decks you are all ready for parties, bar-b-cues and relaxing. There is a full basement ready to be finished for extra living space, storage or work area. There is a 32 X 48 foot pole barn with available water will be great for parking cars, hobbies and all the family toys. A fenced in large dog run sets to the side of the pole barn. This home is only minutes away from recreation areas, golfing, and hiking trails. The home is set nicely back from the road, for privacy. Come see what classic country in the Ann Arbor area real estate market looks like! You will be glad you did.

Additional ANN ARBOR AREA REAL ESTATE Listings

9243 Anacapa Bay Drive

9949 Huron Creek Drive

Toth Team, Worldwide Network

Your Ann Arbor Real Estate Experts

Keller Williams Realty

View Our Listings

Like us on Facebook

Follow us on Twitter

Kathy Toth and Team are Washtenaw County, Michigan real estate experts who will guide home buyers and sellers through the entire real estate process. Our extensive knowledge of Washtenaw County areas, combined with decades of expertise in the local real estate market is extremely valuable to helping you achieve your goals. For quality service and personal attention during your real estate transaction, contact Kathy Toth and Team for all your home buying and selling needs.

We want to be your real estate agents!

 

Dexter Real Estate for Sale: 8403 Parkridge Drive, Dexter, MI

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Bedrooms: 4 Bathrooms: 3

Square Feet: 1,775

See Virtual Tour for 8403 Parkridge Drive

Better than new ranch in Westridge Subdivision.  This is the popular Lexington model built by Peters Building! This home has neutral move in condition decor and a open floor plan!  With a cozy fireplace, cathedral ceiling the great room is a perfect place to gather. The dining area is between the kitchen and great room, and has access to the patio. Easy summer entertaining! The kitchen is warm and inviting. Solid wood Colony Birch Clove cabinetry and stainless steel appliances will make you feel like a top chef.  The huge center island will be a great place to prepare and enjoy your meals. Four bedrooms  ensure room for all! A lovely master suite with luxurious en suite bath is just the beginning.  The master bathroom features double sinks and a separate shower.  The three additional bedrooms offer options such as a guest room, home office or craft room! The spacious finished basement with nine foot ceilings has a family room and fourth bedroom with a full bathroom. This home looks like a model! Walk to downtown Dexter! The new trail accessible by Westridge division residents is the most recently completed segment of the Border- to-Border Trail, which will eventually be a 35 mile trail system running along the Huron River corridor all the way across Washtenaw County. Taxes include township and city. Don’t miss this home in the Dexter real estate market!

For more information about Dexter’s Westridge Subdivision click here!

Additional DEXTER Listings

4889 Birch Lane

9949 Huron Creek Drive

Toth Team, Worldwide Network

Your Ann Arbor Real Estate Experts

Keller Williams Realty

View Our Listings

Like us on Facebook

Follow us on Twitter

Kathy Toth and Team are Washtenaw County, Michigan real estate experts who will guide home buyers and sellers through the entire real estate process. Our extensive knowledge of Washtenaw County areas, combined with decades of expertise in the local real estate market is extremely valuable to helping you achieve your goals. For quality service and personal attention during your real estate transaction, contact Kathy Toth and Team for all your home buying and selling needs.

We want to be your real estate agents!

 

Ann Arbor Area Real Estate for Sale: 4446 Oakengates Drive, Ann Arbor Schools

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4446 Oakengates Drive

Bedrooms: 3 Bathrooms: 1.5

Square Feet: 1,696

See Virtual Tour for 4446 Oakengates Drive

This classic two story home is in Ann Arbor Schools! With a lower township taxes, you can enjoy all the finer things and still be in the award winning Ann Arbor School District. This beautiful home is in Meadowview subdivision, with easy access to US-23 and all that Ann Arbor has to offer. With three bedrooms, and more than 1600 square feet of living space, it has it all! The first floor has an open floor plan, with a generous living room, with dining room on the end. The kitchen is adjacent and is complete with plenty of cabinetry, and counter space. A breakfast nook is the perfect place to enjoy your morning coffee. All this is open to a lovely family room, with hardwood flooring, cozy fireplace and access to the large deck in the private back yard. The deck overlooks a huge back yard, all fully fenced, perfect for children and pets. The hot tub is a fun added bonus! This is the perfect place to entertain and have bar-b-cues! Each of the three bedrooms are nicely sized. The master bedroom has a skylight and a huge, well outfitted walk-in closet. The full bathroom is large and has dual sinks and tile flooring. There is a lower level, with shelving, perfect for all your storage needs. A private community park right down the street will keep everyone entertained! Come see this Ann Arbor area home today, you will be glad you did.

Additional ANN ARBOR AREA REAL ESTATE Listings

9243 Anacapa Bay Drive

9949 Huron Creek Drive

Toth Team, Worldwide Network

Your Ann Arbor Real Estate Experts

Keller Williams Realty

View Our Listings

Like us on Facebook

Follow us on Twitter

Kathy Toth and Team are Washtenaw County, Michigan real estate experts who will guide home buyers and sellers through the entire real estate process. Our extensive knowledge of Washtenaw County areas, combined with decades of expertise in the local real estate market is extremely valuable to helping you achieve your goals. For quality service and personal attention during your real estate transaction, contact Kathy Toth and Team for all your home buying and selling needs.

We want to be your real estate agents!